Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders. We do not make credit decisions, issue loans, or set interest rates and fees.
APR Disclosure: APRs on payday loans vary by lender and are subject to state laws. In Alabama, the maximum fee is 17.5% of the loan amount, which equates to an APR of roughly 456.25% for a 14-day term.
Credit Check Notice: Submitting a request does not guarantee approval. Lenders in our network may perform credit checks with alternative credit bureaus or the major credit reporting agencies to determine creditworthiness and verify your identity.
State Information: Alabama residents: The maximum payday loan amount allowed by state law is $500. The maximum finance charge is 17.5% of the loan amount. Loan terms must be between 10 and 31 days.
State Regulations: Under the Alabama Deferred Presentment Services Act, payday loans are capped at $500 with a maximum fee of 17.5%. The state also enforces a centralized database to ensure borrowers do not exceed the $500 maximum across multiple lenders.